These terms and conditions (the "Terms and Conditions") govern the use of

https://allthingsretirement.uscreen.io/(the "Site").

This Site is owned and operated by Shaun

Humphries 

This Site is an ecommerce education video streaming website.

By using this Site, you indicate that you have read and understand these Terms and Conditions and

agree to abide by them at all times.

Intellectual Property

All content published and made available on our Site is the property of Shaun Humphries and the Site's

creators. This includes, but is not limited to, images, text, logos, documents, downloadable files and

anything that contributes to the composition of our Site.

Acceptable Use

As a user of our Site, you agree to use our Site legally, not to use our Site for illegal purposes, and not

to:

- Harass or mistreat other users of our Site;

- Violate the rights of other users of our Site;

- Violate the intellectual property rights of the Site owners or any third party to the Site;

- Hack into the account of another user of the Site;

- Act in any way that could be considered fraudulent; or

- Post any material that may be deemed inappropriate or offensive.

If we believe you are using our Site illegally or in a manner that violates these Terms and Conditions,

we reserve the right to limit, suspend or terminate your access to our Site. We also reserve the right to

take any legal steps to prevent you from accessing our Site.

User Contributions

Users may post the following information on our Site:

- Public comments.

By posting publicly on our Site, you agree not to act illegally or violate these Terms and Conditions.

Accounts

When you create an account on our Site, you agree to the following:

1. You are solely responsible for your account and the security and privacy of your account,

including passwords or sensitive information attached to that account; and

2. All personal information you provide to us through your account is up to date, accurate, and

truthful and that you will update your personal information if it changes.

We reserve the right to suspend or terminate your account if you are using our Site illegally or if you

violate these Terms and Conditions.

Sale of Goods and Services

These Terms and Conditions govern the sale of goods available on our Site.

The following goods are available on our Site:

- Retirement and Financial Education & Advice (videos and course content)

These Terms and Conditions apply to all the goods/services that are displayed on our Site at the time

you access it.

This includes all products listed as being out of stock. All information, descriptions, or

images that we provide about our goods are as accurate as possible.

However, we are not legally bound

by such information, descriptions, or images as we cannot guarantee the accuracy of all goods we

provide. You agree to purchase goods from our Site at your own risk.

We reserve the right to modify, reject or cancel your order whenever it becomes necessary. If we cancel

your order and have already processed your payment, we will give you a refund equal to the amount

you paid. You agree that it is your responsibility to monitor your payment instrument to verify receipt

of any refund.

Website Terms and Conditions

Subscriptions

Your subscription automatically renews and you will be automatically billed until we receive

notification that you want to cancel the subscription.

To cancel your subscription, please follow these steps: Cancellation of subscription can be done online

and will be effective at the next Billing cycle. Until that period, you will continue to have access to the

platform. Additional questions can be directed to hwg@assante.com.

Free Trial

We offer the following free trial of our goods: A 14-day free trial begins when users register for a new

account. The free trial includes unlimited access to all documents and content on the site.

At the end of your free trial, the following will occur: You will automatically be billed our monthly

subscription rate. If you do not want to be billed, you will need to cancel your subscription before your

free trial ends.

To cancel your free trial, please follow these steps: Log in to your account and select "Cancel Free

Trial" under the "Account Management" tab.

Payments

We accept the following payment methods on our Site:

- Credit Card.

When you provide us with your payment information, you authorize our use of and access to the

payment instrument you have chosen to use. By providing us with your payment information, you

authorize us to charge the amount due to this payment instrument.

Website Terms and Conditions

If we believe your payment has violated any law or these Terms and Conditions, we reserve the right to

cancel or reverse your transaction.

Consumer Protection Law

Where the Consumer Protection Act, or any other consumer protection legislation in your jurisdiction

applies and cannot be excluded, these Terms and Conditions will not limit your legal rights and

remedies under that legislation. These Terms and Conditions will be read subject to the mandatory

provisions of that legislation. If there is a conflict between these Terms and Conditions and that

legislation, the mandatory provisions of the legislation will apply.

Limitation of Liability

Shaun Humphries and our directors, officers, agents, employees, subsidiaries, and affiliates will not be

liable for any actions, claims, losses, damages, liabilities and expenses including legal fees from your

use of the Site.

Indemnity

Except where prohibited by law, by using this Site you indemnify and hold harmless Shaun Humphries

and our directors, officers, agents, employees, subsidiaries, and affiliates from any actions, claims,

losses, damages, liabilities and expenses including legal fees arising out of your use of our Site or your

violation of these Terms and Conditions.

Applicable Law

These Terms and Conditions are governed by the laws of the Province of Manitoba.

Severability

If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent

or invalid under applicable laws, those provisions will be deemed void and will be removed from these

Terms and Conditions. All other provisions will not be affected by the removal and the rest of these

Terms and Conditions will still be considered valid.

Changes

These Terms and Conditions may be amended from time to time in order to maintain compliance with

the law and to reflect any changes to the way we operate our Site and the way we expect users to

behave on our Site. We will notify users by email of changes to these Terms and Conditions or post a

notice on our Site.

Contact Details

Please contact us if you have any questions or concerns. Our contact details are as follows:

(204) 977-8025

hwg@assante.com

1536 Gamble Place, Winnipeg, Manitoba R3T 1N6

You can also contact us through the feedback form available on our Site.

Effective Date: 24 day of September 2023